Heating season. If you get LIHEAP or USF, New Jersey's Winter Termination Program can stop gas and electric shut-offs from Nov 15 to Mar 15. Ask us.
Heating season. Shut-off protection

If you get LIHEAP or USF, New Jersey's Winter Termination Program can stop gas and electric shut-offs from Nov 15 to Mar 15. Ask us.

 Mon–Fri 9 AM–4 PM · 390 Manila Ave & 307 MLK DrEnglishEspañol
Lower Manhattan skyline seen from the Jersey City waterfront

Aquí estamos.We are here.

Free help with energy bills, home repairs and senior services across Hudson County. In English and Spanish, at no cost.

Find my helpStep 1 of 3

What's going on?

This season

Four ways we help.

Swipe the programs and tap one to see the next step.Tap a program to see the next step.

Energy assistance

Keep the heat on.

LIHEAP and USF help eligible Hudson County households pay heating, cooling and utility bills. Shut-off help runs all year, at no cost.

This season so far

2,886Energy applications started with PACO this season
1,811Complete or already sent to the State
2,634Walk-in visits since October 2
95%Of households surveyed were satisfied

Source: PACO intake and phone records, counts only. As of November 10, 2026. See our impact →

Four steps. Bilingual. No cost.

  1. Make your list

    Answer three questions at the top of this page.

  2. Gather your documents

    Tick each one off as you find it.

  3. Apply your way

    Online, by email to [email protected], or in person at 307 Martin Luther King Dr.

  4. Hear back from us

    We tell you if anything is missing. Benefits are applied to your utility account, or the work gets scheduled.

Where we'll be next

Besides our offices, we bring energy help to sites across the county. Bring your documents.

307 MLK Dr. · Energy applications9 AM–4 PM · avg wait 23 min
390 Manila Avenue · Main office9 AM–4 PM · avg wait 31 min

Next dates

West New York City HallWest New York · 10 AM–1 PM
North Bergen Public Library (Uptown)North Bergen · 10 AM–12 PM
East Newark Senior CenterEast Newark · 11 AM–1 PM
Team WalkerJersey City · 10 AM–12 PM
North Bergen Public Library (downtown)North Bergen

All dates and addresses →

Five decades. One county.

PACO's original shield from 19701970Founded by a community that refused to be invisible. Still here, in English and in Spanish.
Black-and-white photo from PACO's early years in Jersey City
PACO's early years in Jersey City
Students painting at Summer Arts, 2017
Older adults at the pumpkin patch

See all events and highlights →

Latest from PACO

All news and events →

Who keeps the lights on.

Julio Garcia

Executive Director

Runs PACO day to day and reports to the board.

Melissa Rivera, PhD

Board Chairperson

Leads the volunteer Board of Trustees.

Program leaders and the Board of TrusteesMeet the team and the board →

Asked and answered.

Who can get energy help?

Hudson County households whose income is under the state limit for their household size may qualify for LIHEAP and USF. Staff check it with your documents.

When can I come in?

Monday to Friday, 9 AM to 4 PM. For energy help (LIHEAP and USF), come to 307 Martin Luther King Dr., our main energy office. You can also visit us at 390 Manila Avenue. We also bring energy help to outreach sites across Hudson County.

What do I bring?

Use Find my help at the top of this page. It builds the exact list for your home.

Does it cost anything?

No. PACO's programs are free to eligible families, paid for by federal and state grants.

Is my gift tax-deductible?

Yes. P.A.C.O., Inc. is a 501(c)(3) nonprofit, EIN 22-1911769.

Keep a neighbor warm.

Gifts go through Zeffy, which is free for nonprofits, so your whole gift reaches PACO. Your tax receipt arrives by email.

Neighbors at PACO's National Night Out, 2018
Give $50 with ZeffyP.A.C.O., Inc. is a 501(c)(3) nonprofit · EIN 22-1911769

Need help?

Three quick questions build your list.

Find my help

Volunteer

Tax season, Thanksgiving, outreach days.

Refer a neighbor

Know someone with a cold apartment? Share this page.

Who stands with us

Our funders

Community partners